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    Privacy Policy

    Effective Date: June 1, 2025

    Myriad Business Management DBA Credit Approval Solutions

    1. Introduction

    Credit Approval Solutions is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our website or credit restoration services.

    2. Information We Collect

    We collect the following information to provide our services:

    • Full legal name, date of birth, and Social Security Number (required for credit bureau dispute submissions)
    • Mailing address, email address, and phone number
    • Credit reports obtained with your written authorization
    • Account information for disputed tradelines
    • Payment information (processed through secure third-party processors — we do not store full card numbers)
    • Communications you send via email, phone, or text
    • Website usage data such as IP address and pages visited

    Your Social Security Number and credit data are collected solely to submit legally compliant disputes on your behalf. This information is never sold or shared for marketing purposes.

    3. How We Use Your Information

    We use your information to:

    • Provide credit dispute and restoration services on your behalf
    • Communicate with you about your account, dispute results, and next steps
    • Send appointment reminders, document requests, and updates via SMS, email, or phone
    • Process payments for services
    • Comply with applicable federal and state law including the FCRA and CROA
    • Respond to your inquiries and support requests

    4. SMS / Text Message Communications

    When you consent to receive text messages, we may send you:

    • Appointment reminders and scheduling confirmations
    • Document requests
    • Dispute status updates
    • Account-related service communications

    You may opt out at any time by replying STOP. For help, reply HELP or contact support@casdispute.com or (984) 360-8099. Message and data rates may apply. We do not share your mobile number with third parties for marketing. Consent to SMS is not required to purchase our services.

    5. Information Sharing

    We do not sell your personal information. We share your information only with:

    • Credit bureaus (Equifax, Experian, TransUnion) to submit disputes on your behalf
    • Creditors and data furnishers as necessary to process disputes
    • Trusted service providers who assist us in operating our business, bound by confidentiality agreements
    • Government authorities when required by law

    No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

    6. Data Security

    We implement industry-standard security measures including encrypted data storage, secure communication protocols, and access controls limited to authorized personnel. No electronic transmission method is 100% secure. In the event of a data breach affecting your information, we will notify you as required by law.

    7. Data Retention

    Client records are retained for a minimum of seven (7) years after service termination in accordance with applicable recordkeeping requirements. You may request deletion of your data subject to our legal retention obligations by contacting support@casdispute.com.

    8. Your Rights

    You may have the right to access, correct, or request deletion of your personal information. To exercise these rights, contact us at support@casdispute.com or write to us at our address below.

    9. Updates to This Policy

    We may update this Privacy Policy periodically. The updated policy will be posted on this page with a revised effective date.

    Contact:

    Myriad Business Management DBA Credit Approval Solutions

    7633 Knightdale Blvd. Ste 103, Knightdale NC 27545

    Phone/Text: (984) 360-8099

    Email: support@casdispute.com